Life & Term Insurance
If you have dependants like a spouse, children, parents, or even a loan - life insurance becomes essential. A term plan ensures your family has financial support if something happens to you - covering expenses, liabilities, and everyday needs.
💡Small Tip: A ₹1 crore term plan for a healthy 30-year-old typically costs ₹600–900/month.
Term Insurance
No investment component. No maturity benefit. Just pure, affordable protection. That's exactly why it's so cheap, and so valuable.
Honest Comparison
| Term Plan | ULIP / Endowment | |
|---|---|---|
| Premium for ₹1 Cr cover | ₹700–900/month | ₹8,000–15,000/month |
| Returns on survival | None | 4–6% typically |
| Pure protection value | Very High | Low |
| Best for | Everyone with dependants | Specific situations |
We'll tell you honestly if a ULIP makes sense for your situation. (It rarely does.)
What We Offer
The baseline recommendation for everyone with dependants. Simple, affordable, maximum protection.
When you want life cover with a savings element — we explain exactly what you're trading off.
Unit-linked plans that combine insurance and investment. We'll show you when this makes sense vs when it doesn't.
Ensure your child's education and future goals are funded — even if something happens to you.
Cover your entire team under one policy. A meaningful employee benefit that costs less than you'd expect.
We'll find you the best term plan for your age, income, and dependants — in under 15 minutes.
